Seeing as this post is coming out on a Monday, this may be a couple of days late. Nevertheless, lets talk about treating yourself. Hey, I have been there, following a budget, packing a lunch into work, being mindful of my spending. Then the weekend comes. A Friday happy hour with coworkers turns into a concert or ball game on Saturday then brunch on Sunday. How about cruising Amazon for things you don’t need and getting a half dozen boxes a couple days later. Or the pitfall of signing up for that gym or going all in on some rock climbing gear with the best of intentions to put them to good use. Or even worse, the midlife crisis sports car you picked up to show everyone that ‘you still got it’.
Treating yourself. Go ahead. You deserve it. You worked hard all week… didn’t you?
Treating yourself or thinking that you deserve something is only going to earn you additional hours at your job and keep you that much further from financial freedom. Blowing your budget is like going on a diet during the week and having a cheat meal all weekend. It just isn’t going to get you to where you want to be. The intentions are good but the follow up is lacking. The goal of having a budget is to keep you going in a positive direction. These little cracks in your budget can pile up to cause some bigger financial stresses. Stay true and keep your eye on the prize.
I like to think of my purchases in terms of hours worked. For example, if I want to buy some new shoes for $100 and I am making $10 an hour at my job then those shoes will be “costing” me over one full day of work. Are those shoes really worth slaving away behind the desk for a whole day? Imagine at the end of your shift if your manager came to you with a pair of shoes instead of a paycheck… just a little perspective.
However, it is important to not be so stingy with your budget and factor in some “fun money”. Having a balanced relationship with money is important to your financial health. Just don’t go overboard.
Now go forth and earn that paycheck this week!